Mortgage Rates

FIXED RATES: Purchase/ with minimum 740 credit score

Minimum Mortgage Loan amount $50,000.00

Minimum Home Equities Loan amount $10,000.00

RATE POINTS APR.
*15 Year 4.50% 1 4.93%
*15 Year   4.75% 0 5.03%
*30 Year  5.125% 1 5.38%
*30 Year 5.375% 0 5.54%
*10 Year  4.75% 0 5.15%
     *APR. Based on $100,000.00 loan and 80% LTV, home purchase.  Servicing Released.Rates: TODAY’S RATES ONLY,  and may be subject to change depending on your credit score and the value or appraisal of the property. If refinancing, rates may be different, please check with a loan officer.Rates can only be locked upon approval and appraisal of the property.

Adjustable Rates/ with minimum 680 credit score 

30 Year 3/1 ARM  4.50% 0 4.65%
 30 Year 1/1 ARM 4.00% 0 4.25%
HOME EQUITY ADJUST 6.00% 0 180 Months
CONSTRUCTION LOANS 4.50% 1 Point 12 Months
 NOTE: Rates and terms may change. Please contact our Mortgage Department. We can assist you with a Mortgage Application and information.Call us    TOLL FREE: 1-800-728-5871  ext 1241

                                               River Valley Credit Union NMLS # 475498                                     

Ethan Grimes NMLS #661824

Email: egrimes@rivercu.com 

Dee Bark NMLS # 918527

Email: dbark@rivercu.com 

Melinda Partrick NMLS # 1057713

      Email: mpartrick@rivercu.com