Mortgage Rates

FIXED RATES: Purchase / with minimum 740 credit score

Minimum Mortgage Loan amount $50,000.00

Minimum Home Equities Loan amount $10,000.00

  RATE POINTS APR.
*15 Year 3.125% 1 3.54%
*15 Year   3.500% 0 3.77%
*30 Year  3.750% 1 4.16%
*30 Year 4.000% 0 4.16%
*10 Year  3.250% 0 3.64%
     *APR. Based on $100,000.00 loan and 80% LTV, home purchase.  Servicing Released.Rates: TODAY’S RATES ONLY,  and may be subject to change depending on your credit score and the value or appraisal of the property. If refinancing, rates may be different, please check with a loan officer.Rates can only be locked upon approval and appraisal of the property.

 

Adjustable Rates/ with minimum 680 credit score 

30 Year 3/1 ARM  5.50% 0 5.65%
 30 Year 1/1 ARM 5.00% 0 5.25%
HOME EQUITY ADJUST 6.25% 0 180 Months
CONSTRUCTION LOANS 4.50% 1 Point 12 Months
 NOTE: Rates and terms may change. Please contact our Mortgage Department. We can assist you with a Mortgage Application and information. Call us TOLL FREE: (800) 728-5871

                     

 Ethan Grimes NMLS #661824

Email: egrimes@rivercu.com 

Dee Bark NMLS # 918527

Email: dbark@rivercu.com 

 River Valley Credit Union NMLS # 475498