AFTER THE EQUIFAX BREACH: WHAT IS YOUR BEST COURSE OF ACTION?

Here are a few facts that we’ve been able to research that should help you if you were affected by the recent Equifax data breach:
1. Equifax will not be contacting everyone who was affected, but will send direct mail notices to those whose credit card numbers or dispute records were accessed.
2. Equifax has set up a website where people can check to see if they were affected, that website address is https://www.equifaxsecurity2017.com/potential-impact/ Once there, they will need to enter their last name and last 6 of their SSN.
3. Regardless of whether their information has been impacted Equifax is offering 1 year of credit file monitoring and identity theft protection through TrustedID Premier.
4. After checking their potential impact there is a link for the option to enroll in TrustedID Premier. HINT: from our own experience when going through these steps there is a little trick to enrolling for the monitoring, they will receive an enrollment date and will need to go back to faq.trustedidpremier.com in order to complete the enrollment and that must be done on or after the enrollment date and an extra twist is that the enrollment period ends on 11/21/2017.
5. Another suggestion from the experts is for people to take advantage of their one free credit report per year, they can do this by going to www.annualcreditreport.com