Start fresh in 2017 with the area’s BEST checking account value! Our Free & Clear Checking offers free online banking, free electronic bill payer, no monthly fees, and your first box of checks, FREE! Remember, membership requires that you maintain a $25.00 share, which represents your ownership in River Valley Credit Union. Free box of checks valued at $20.00, any additional features are charged as extras. Tumblers available while supplies last, no cash in lieu of tumbler offered. See us for all the details!