Welcome to River Valley Credit Union


The IRS, the states and the tax industry are committed to protecting you from identity theft. We’ve strengthened our partnership to fight a common enemy – the criminals – and to devote ourselves to a common goal – serving you. Working together, we’ve made many changes to combat identity theft, and we are making progress. However, cybercriminals are constantly evolving, and so must we. The IRS is working hand-in-hand with your state revenue officials, your tax software provider and your tax preparer. But, we need your help. We need you to join with us. By taking a few simple steps, you can better protect your personal and financial data online and at home.
Please consider these steps to protect yourselves from identity thieves:
Keep Your Computer Secure

Use security software and make sure it updates automatically; essential tools include:


Virus/malware protection

File encryption for sensitive data

Treat your personal information like cash, don’t leave it lying around

Check out companies to find out who you’re really dealing with

Give personal information only over encrypted websites – look for “https” addresses.

Use strong passwords and protect them

Back up your files
Avoid Phishing and Malware

Avoid phishing emails, texts or calls that appear to be from the IRS and companies you know and trust, go directly to their websites instead

Don’t open attachments in emails unless you know who sent it and what it is

Download and install software only from websites you know and trust

Use a pop-up blocker

Talk to your family about safe computing
Protect Personal Information
Don’t routinely carry your or any dependents’ Social Security card or documents with SSN. Do not overshare personal information on social media. Information about past addresses, a new car, a new home and your children help identity thieves pose as you. Keep old tax returns and tax records under lock and key or encrypted if electronic. Shred tax documents before trashing.
Avoid IRS Impersonators. The IRS will not call you with threats of jail or lawsuits. The IRS will not send you an unsolicited email suggesting you have a refund or that you need to update your account. The IRS will not request any sensitive information online. These are all scams, and they are persistent. Don’t fall for them. Forward IRS-related scam emails to phishing@irs.gov. Report IRS-impersonation telephone calls at www.tigta.gov.
Additional steps:

Check your credit report annually; check your bank and credit card statements often;

Review your Social Security Administration records annually: Sign up for My Social Security at www.ssa.gov.

If you are an identity theft victim whose tax account is affected, review www.irs.gov/identitytheft for details.
Publication 4524 (Rev. 6-2018) Catalog Number 48359Q D.


River Valley Credit Union will be awarding three, $1000.00 scholarships to local area seniors planning on furthering their education in the fall of 2019.

• Each applicant MUST BE A MEMBER OF RIVER VALLEY CREDIT UNION with continuing status since October 15, 2018.

• Each applicant must submit an autobiographical essay, which includes current plans for the future, details of school and / or community service, and financial need, if relevant.

• Applicants must include current standing in class and a listing of courses taken in High School (transcript) as well as a listing of any other appropriate educational activities.

• Three letters of reference required; no more than two may be from school employees.

• Please submit your application to Karen Thomas Cedergren, c/o River Valley Credit Union, PO Box 8366, 820 Putney Road, N. Brattleboro, VT 05304




You can now control where and when your cards may be used, turn your cards off and on, and receive alerts. SecurLock Equip is a FREE app that you can download from your App Store (Google Play or Apple App Store). Ask us about Securlock today!


Our recent Online Banking update went well. However, where it concerns Remote Deposit Capture (RDC) not all devices automatically updated. Some users may need to give it a little “push.” If you are having trouble depositing a check with RDC on your android or apple device simply go to the Play Store or App Store, search for River Valley Credit Union and locate the App (which has the River Valley logo). An update should show available. Just complete that update and log into your account. It’s that easy!